Meaning of the word "personal effects" in English

What does "personal effects" mean in English? Explore the meaning, pronunciation, and specific usage of this word with Lingoland.

personal effects

US /pɜːrsənəl ɪˈfekts/
UK /ˌpɜː.sən.əl ɪˈfekts/
"personal effects" picture

Plural Noun

privately owned items, such as clothing, toiletries, and other belongings, that are for personal use

Example:
Please ensure all your personal effects are packed before checking out.
The insurance policy covers loss of personal effects during travel.